About Us

 

Hayes Title Agency is an authorized agent of Stewart Title Guaranty Company. We provide closing services and policies of title insurance to owners and lenders in conjunction with the purchase, sale, finance, and refinance of real property.

The title insurance policy is a contract between its holder and the title insurance company. Under the terms of the policy, the title insurance company insures that the owner holds a marketable title to the real estate described in the policy. Just as with other insurance, the provisions and coverage will vary, but the coverage is somewhat standardized and certain endorsements can be provided. Most policies cover you against defects of title; however, exceptions to coverage may be contained in the policy. In the event something is found after the sale of real estate that draws ownership into question, little if any protection is available without a title insurance policy. The policy itself will state the maximum amount the title company will pay in the event of a claim. This amount, as well as the premium, is usually based on the purchase price of the real estate.

Hayes Title Agency offers you a knowledgeable and experienced staff ready to take you through the steps of a smooth and successful closing. Call us today!

In conjunction with Hayes Title Agency, Hayes Law Office is a full service, general practice law firm which has been serving the needs of Central Ohio since 1978.

Hayes Title Agency, Inc.
195 E. Broad Street
P.O. Box 1389
Pataskala, Ohio 43062

1-800-536-9246 -or- 740-927-3001

Fax 740-927-3060